Replacing your natural teeth with dental implants is costly but is often an effective treatment with a wealth of benefits. A vital aspect of considering this procedure is your budget and the recommendation of your dental professional. We're here to make the process a bit easier by offering a look into possible prices and different ways to afford it.
Dental Implants Cost Explained
According to the American Academy of Implant Dentistry, roughly 3 million people will receive 5.5 million implants every year in the US. Typically, the costs for single-tooth implants can vary from a few hundred to several thousand dollars, according to the University of Illinois at Chicago College of Dentistry.
The cost you're likely to pay for an implant varies on several main factors:
- Your location
- Materials used
- Your dental professional's experience
- The cause for your need for dental implants
- The number of implants you require
- The presence of necessary prerequisite treatments
Ultimately, it's vital to speak with your dental professional to best understand your out-of-pocket cost after your treatment is completed.
When you’re looking at the possibility of getting an implant, talk to your insurance provider to find out what they'll cover. Many insurance companies consider implants an elective procedure and will only cover the procedure's implant crown portion.
Fortunately, according to the American Academy of Implant Dentistry, insurance companies are starting to come around. They see the long-term patient benefits in comparison to other treatment options. Another route may be through your medical health insurance if your dental professional or surgeon believes the lack of implants impacts your overall health.
It's a great idea to look before you leap when it comes to insurance. Find out what they'll cover before you have anything done, so you don’t have any surprises!
Dental Discount Plans
Joining a dental discount plan can help you save money on implants, similar to how insurance works. Do your research on individual plans before signing up.
It's a great idea to ensure the plan you’re considering offers a discount on implants. Also, see if there’s any waiting period before you can use the discount. Most importantly, make sure your dental professional accepts the discount plan you're considering, or seek their advice on which ones they do accept.
Flexible Spending Accounts
If your employer offers a flexible spending account, you're in luck. It’s a special account that allows you to set money aside tax-free. Money set aside must be used for out-of-pocket health care costs – including dental.
You can use assets from your account to pay for your dental costs. If the overall cost of an implant and crown exceeds your yearly limit, you can sign up to have the implant part of your procedure at the end of the year and your crown seated during the first part of the year. That way, you can use money from two years of your pretax spending account!
Additionally, talk to your dental professional as many offer financing plans or are otherwise willing to work with you to ensure you're able to receive quality care within your budget.
Dental implants are an expensive but often necessary procedure to boost your appearance, speech, and chewing. Luckily, there are plentiful options available to help with the cost, from insurance to flexible spending accounts. If you're close to needing an implant, you've done a great job doing your due diligence to find out how to best finance yours.
This article is intended to promote understanding of and knowledge about general oral health topics. It is not intended to be a substitute for professional advice, diagnosis or treatment. Always seek the advice of your dentist or other qualified healthcare provider with any questions you may have regarding a medical condition or treatment.